MULTI-VALUE FINANCIAL INFRASTRUCTURE

Orchestrate the Next Generation of Financial Ecosystems

Kineto Mobile provides modular, enterprise-grade infrastructure for digital banking, programmable transactions, multi-value exchange, merchant enablement and connected financial services—all coordinated through one configurable platform ecosystem.

Kineto financial orchestration platform connecting banking, wallets, merchants and digital services

Infrastructure Designed to Connect the Financial Ecosystem

Financial innovation is often constrained by fragmented platforms, inflexible transaction models and costly integrations. Kineto brings together accounts, wallets, payments, exchange, merchants, digital services, vouchers, configurable rules and user interfaces so enterprises can develop new propositions without rebuilding the entire technology stack.

A Complete Financial Orchestration Stack

Digital Banking

Multi-tenant accounts, wallets, customer profiles, merchants, fees, limits and configurable transaction types.

2D Transact

Programmable, responder-independent request-to-pay orchestration across values, channels and use cases.

VCOMX Exchange

Configurable exchange, pricing and conversion between permitted value types held within the ecosystem.

VAS e‑Vending & Distribution

Enterprise e‑vending infrastructure for electronic products, merchant onboarding, catalogue management, distribution networks, commissions, settlement and service-provider integration.

Middleware & Applications

White-label mobile, web, merchant and administration interfaces connected through extensive APIs.

Flowbuddy

Subscription, collection, product aggregation, commission and service-provider settlement capabilities.

Built for Complex, Multi-Party Environments

Configure platforms for banks, fintechs, governments, mobile operators, merchant networks, communities, commodity ecosystems and product aggregators.

PATENTED TRANSACTION INNOVATION

Put Intelligence Inside the Payment Request

2D Transact enables programmable attributes such as purpose, value type, settlement preference, fees, rewards, limits, expiry and conditional processing to travel with the transaction request. The intelligence travels with the request.

Enterprise Infrastructure. Human-Scale Experiences.

Build on a platform refined over more than two decades of banking, mobile-payments and telecommunications innovation.