Secure, scalable, and feature-rich transaction and digital account solutions for both customers and merchants and offers seamless operation with the in-house digitized assets and commodity exchange platform.
A White-Label Fintech Operating System
to create and provide cross-industry transactional solutions others can only talk about.
CREATE | OPERATE | DISTRIBUTE | EXCHANGE | STORE | TRANSACT
Comprehensive white-label fintech services and solutions under one roof.
Multiple interconnected software platforms catering for a wide range of transactional, financial, and other value-added services.
1
TRANSACTIONAL BANKING – Define anything as currency. Store and perform unlimited transactions with it. Customer and merchant accounts, sub-wallets, custom transaction types, fees, commissions, debit orders, distribution rules and much more.
2
DATA WAREHOUSE – Normalized data for BI dashboards and report writing with any data captured on system. Run AI on top of data.
3
PRODUCT & SUBSCRIPTION MANAGEMENT – Define products, manage subscriptions, rules for collections and service provider payments.
4
e-VENDING PLATFORM – Manage & distribute any digital product or service through apps, agent footprint or retail POS.
5
IN-HOUSE EXCHANGE – Define, index and list unlimited amounts of commodities, manage exchange values online.
6
INTELLIGENT PAYMENT & OTHER – Patented system for payments and many other request-and-respond transactions created with rules and attributes.
7
MIDDLE-WARE COLLABORATIVE DEVELOPMENT – Online collaboration and custom design of white labeled mobile apps for quick-to-market requirements.
8
ANY VALUE VOUCHER CREATE & REDEEM – Create digital vouchers for any purpose with any value, distribute and sell, redeem and apply to any product or service on ecosystem.
9
PREPAID INSURANCE PRODUCTS – Create and define insurance products, onboarding customers, manage collection of top-ups & monthly subscriptions.
Build next generation transaction types
Transactions with alternative stored values. Extensive transactional banking features and functions.
Administration portals on all platforms
Deeply configurable, feature-rich back-end administration systems
Extensive RESTful APIs for all core platforms
Develop 3rd party modules or systems or integrate existing systems into Kineto
Cost-effective, quick-to-market product toolbox
Use the out-of-the-box solutions or develop your own
A Quick Overview Of Some Of Our Platforms
Multi-tenant Transactional Banking
Store and transact with any digital value and FIAT currency on a single platform.
Enables users to store, manage, and trade digitized assets with ease. It offers RESTful API for seamless integration with other platforms, ensuring versatility in asset management.
- Operate and store any digital form of value in a bank ledger
- Extensive back-end administration portal
- Integration capability on ISO standards
- Extensive transaction-type capabilities
- Profile-based accounts, fee rules, limits, customer and merchant accounts
- Sub-wallets for unlimited value distribution options
- Enterprise scale ability
Value Added Services (VAS) Distribution
Vend and distribute any enabled electronic service, product or bill payment at scale.
A versatile platform for electronic product integration, management, and vending. The platform supports merchant apps and offers a RESTful API, enabling businesses to enhance their offerings with value-added services seamlessly.
- White-labeled agent vending app
- In-store solution available
- Integrate to various service providers and bill payers
- Add products quickly
- Commissions and down-line management
- Extensive Rest API
In-house Exchange
Seamless exchanges between configured values stored on the banking platform.
Integrated with the banking platform, VCOMX provides real-time trading, exchange, and index services of the values on the platform, offering a unique value proposition in the digital financial ecosystem and friction-less experience over all the user interfaces.
- Linked to values defined on the banking platform
- Quick configuration and commodity additions
- Capability to integrate to external services
- Offers control of buying and selling rates
- Administration back-end
- Seamless operation
Smart Payments +
Transactions made anonymous, safe and smart.
An integrated smart payment and transaction settlement system with advanced security features. Its Rest API allows businesses to integrate secure and efficient payment solutions into their existing systems.
A request-to-pay architecture with anonymity and smart execution capabilities at the forefront. Smart transaction capabilities also available to low-tech users for both the customer and merchant side.
- Simple participation via API
- Specify list of available attributes in transaction request and get smart results
- Enable entire community with single integration, not individual subscription services
- Use one API integration for multiply transaction types, i.e. payment, deposit, withdrawals, transfers, rewards and more
Middle-ware & online collaboration
Rapidly develop "Super Apps" and interfaces with our online, collaborative app development framework and system.
A framework made up of Grails, Java and other technologies to facilitate online white-label custom mobile and web application development. It allows collaboration on digital projects with a strong focus on scalability and flexibility.
- Use existing templates to rapidly white label custom apps
- Back-end admin system to modify and customize in real-time
- Source code centralized and stored on a per project basis
- No need for costly developer stations
- No worries about source code backups and version controls
- Secured access with profile-linked controls
Product, Subscription & Service Provider Management
Transactions made anonymous, safe and smart.
Flowbuddy provides a single platform for multi-product definition, business rules around subscriptions, collections, commissions and the payment and settlement of service providers behind the various products.
Aggregate products and subscription management in one convenient back-end administration portal. Add product subscriptions on web sites and manage it through the Flowbuddy portal.
- Define products and add them on websites easily.
- Collect subscription through various collection methods, including debit orders.
- Settle service providers and product owners from one administration console.
- Operate an entire collection agency with Flowbuddy.
We don't like to brag, but we're changing the game
